9 Crucial Questions to Ask Yourself Before Calling the Divorce Attorney – None of us gets married thinking that five, ten, even twenty years down the line we’d be so frustrated or miserable that we’d be considering divorce. Most of us step into marriage with hope and enthusiasm, determined to have ours be a marriage that lasts.

Bankruptcy: The Foreclosure Kill Switch – 9.1 million homeowners are grappling with being seriously underwater (owing at least 25 percent more than their homes are worth) in an economy in which the average family’s earnings are stagnant or dropping. With banks and other lenders frequently unwilling or incapable of providing real solutions such as principal reductions to keep homeowners in their homes, more and more families are faced with foreclosure. However, when lenders refuse to approve loan modifications and other solutions, borrowers have one final option: bankruptcy, the foreclosure kill switch.

Mortgage Rates Headed Towards 2014 Lows? – “By all rights mortgage rates should be rising by now,” wrote Keith Gumbinger, vice president of HSH.com, in the latest Market Trends newsletter, but thanks to an inconsistent economy here at home and a rocky situation in many countries abroad, mortgage rates continue to find more room to settle.