Mediation In Lieu of Foreclosure Many Foreclosure - Mediations have ended in a HAMP (Home Affordable Mortgage Program) modification, which the homeowner is entitled to anyway without the time and expense of mediation.  While Foreclosure Mediations are no longer mandated in Florida, homeowner distress—mental and in real estate—continues to thrive in mediations and other legal procedures.

How To Tell Your Children About Divorce In Ten Steps - There are few harder moments in parenthood than telling your kids that it’s over between mommy and daddy.