February 6, 2017

Financing growth with debt in the app economy – When it comes to obtaining financing to grow your app or game business, there are several options from which to choose that take a debt-based approach, rather than giving away equity in your business. Choosing the right type of financing is critical; making the wrong choice can be costly in both financial and non-financial terms.

The Mortgage-Bond Whale That Everyone Is Suddenly Worried About – Almost a decade after it all began, the Federal Reserve is finally talking about unwinding its grand experiment in monetary policy.

Foreclosure help program faces loss of funding, advocates say – A network of housing agencies and legal groups that has helped more than 20,000 Long Islanders facing foreclosure is pushing to get funding for its work included in next year’s state budget.

January 31, 2017

How To Succeed Financially During And After A Divorce – Few people enter a marriage expecting it to end in divorce, but unfortunately, many marriages do. While no one wants to plan for a divorce, sound financial planning can help ease or protect against the financial effects of a divorce, should one come to pass. Below are 9 steps you can take that will serve you well as you embark on the divorce process.

Mortgage rates move lower for Monday – Multiple key mortgage rates receded today. The average rates on 30-year fixed and 15-year fixed mortgages both tapered off. The average rate on 5/1 adjustable-rate mortgages, the most popular type of variable rate mortgage, also declined.

The Missing Step To Getting Out (And Staying Out) Of Debt – Once you are on track to pay off your credit cards, have built an emergency fund, and are funding your 401(k), you can take a huge sigh of relief, pat yourself on the back, and relax.

January 27, 2017

January is ‘divorce month’ — a lawyer breaks down the top signs a marriage is about to dissolve – The antithesis to December’s engagement season, divorce filings begin to spike in January, peaking in February and March.

Mortgage rates move higher for Thursday – Several benchmark mortgage rates floated higher today. The average rates on 30-year fixed and 15-year fixed mortgages both trended upward. The average rate on 5/1 adjustable-rate mortgages, meanwhile, also climbed.

How to Address High Utilization in Health Care – Community prevention and care management strategies can achieve short- and long-term returns

January 24, 2017

7 things never to do after a divorce – January is the month for making a clean start with resolutions, but it’s also known for another life-changing event: divorce. There is a huge spike in divorce filings this month.

Looking to get a mortgage in 2017? – Here’s what you need to know    Over the next 12 months, here are some things to keep in mind as you consider your financing

Foreclosure Rate Down by 30% in 2016: Black Knight – The foreclosure presale inventory rate fell year over year by 30% in December, signaling the most improvement of any year on record, according to Black Knight Financial Services’ “first look” data report.

January 19, 2017

It’s January, also known as divorce month. Here’s how to cope – Couples starting the new year with a divorce may find untangling finances is no easy feat.

Mortgage rates fall for third week in a row, despite inflation – Inflation is creeping upward and wages are increasing modestly. Still, that wasn’t enough to push mortgage rates higher this week.

Bitcoin Price Set to Shoot Up As Chinese Devaluation, Trump Takeover May Cause Massive Bitcoin Buy – Will we see China try to sneak another devaluation under the radar on Friday, Jan. 20 when the 45th US president, who sees things differently from others, takes over?

January 16, 2017

Don’t Make This Mortgage Mistake in 2017 – Owning a home can be a smart move on many levels, especially from a tax perspective Opens a New Window. . But if you’re planning to apply for a mortgage in 2017, don’t make the same mistake countless homeowners have already fallen victim to: taking on too much house.

Why you’re seeing fewer ‘foreclosure’ signs – Foreclosure filings have hit a 10-year low, dropping 14% in 2016 from the year before, according to figures released by property database ATTOM Data Solutions on Thursday, as the housing market distances itself from the Great Recession.

Student debt now affects a staggering number of elderly Americans – The number of older Americans taking on student debt on behalf of their children and grandchildren has quadrupled in the past decade, with consumers over 60 now holding $66.7 billion in student loan debt, according to a new report by the Consumer Financial Protection Bureau.

January 9, 2017

On Divorce Day: is your business protected? – A divorce is one of those things you don’t anticipate, plan or want to be party to. It’s tough to go through, especially when children are involved, but throw a business into the mix and there will be even more to consider.

Mortgage rates retreat for Monday – Multiple key mortgage rates dropped today. The average rates on 30-year fixed and 15-year fixed mortgages both declined. The average rate on 5/1 adjustable-rate mortgages, or ARMs, meanwhile, also slid lower.

Buried in Christmas debt? Look to consolidate your debts – With the housing market mostly recovered from the crisis, banks are more likely to offer home equity lines of credit than ever before. The interest rate on a home equity line of credit can be as low as 3 percent. However they are effectively a second mortgage on your house and should only be used for large, unexpected expenses.