December 26, 2016

Headed for divorce court? Here are your top 5 financial musts – The big financial decisions in life require both planning and, often, advice from professionals. However, people undergoing a divorce often go through the experience without either a safety net or an understanding of how much their lives will be affected by the decisions they make.

New year, old debt? How to curb credit debt and get a leg up on higher rates – During the holidays, spending on gifts, travel and more can run up your credit card debt. With January right around the corner, those bills are coming due sooner rather than later.

Foreclosures of Reverse Mortgages Are Different – In sum, the word “foreclosure” is freighted with emotion because of its association with evictions of borrowers who have defaulted on their standard mortgages. On HECM reverse mortgages, very few foreclosures involve evictions, which are rare and becoming more so. It is long since time that HUD published data on reverse mortgage terminations, with a breakdown by cause.

November 28, 2016

7 ways to tell if you’re heading for divorce – Problems such as stresses brought on by circumstances (new job, moving, living somewhere too small, a new addition to the family, etc) are often fairly easy to address and work on. They are usually a blip unless they are ignored and turn into some of the bigger things below. None of the things listed mean your relationship is heading for divorce unless one, or both of you, are not prepared to work on it, either because one of you no longer wants the relationship to work, or can’t admit anything is wrong. While you are both still committed to making it work, there is always hope.

Mortgage rates increase for Monday – Several key mortgage rates floated higher today. The average rates on 30-year fixed and 15-year fixed mortgages both climbed. The average rate on 5/1 ARMs, the most popular type of variable rate mortgage, also climbed higher.

U.S. Debt – This Looming Crisis Could Ruin Many – We must deal with the debt if we are going to survive . We have two options: Simply stop spending or grow the economy. “Stop spending” is easier said than done. And boosting growth is going to be difficult too.

November 8, 2016

How To Execute A Business ‘Divorce’ Without Hard Feelings – Divorce for couples comes in all forms, from amicable “we’ve both changed” separations to prolonged battles involving property and child custody. When you find a business partner, you’re investing your future in them; the commitment is akin to marriage. And the end of that partnership — the business divorce — is just like a marital one: It can be clean, or it can be ugly. Instead of kids and houses, you have vendors, staff and partners.

Election Day: How Much Mortgage Rates Could Change After Tuesday – Current mortgage rates are on edge, waiting for results of the long-awaited 2016 presidential election.

7 Ways To Avoid Or Reduce Medical Debt – Many Americans these days are finding themselves faced with staggering medical debt due to health bills not covered by insurance.

October 28, 2016

3 Steps to Protect Your Money Before a Divorce – When you get married, you sometimes combine your finances. But it’s important to preserve your own credit score, which is separate from your spouse’s. A decent credit score after a divorce will make your life much easier.

Mortgage rates move up – Multiple benchmark mortgage rates trended upward today. The average rates on 30-year fixed and 15-year fixed mortgages both floated higher. Meanwhile, the average rate on 5/1 ARMs also advanced.

Are Rising Health Care Costs Pushing Americans Overseas? – A new report indicates a burgeoning trend among Americans deciding whether or not to keep living in the U.S.: more and more of them are opting to become expatriots and are citing higher health costs as a primary reason.

October 26, 2016

Mediation Perspectives: Seven Avenues for Research in International Mediation – What are new avenues for research in international mediation? This question was discussed at the International Conference on Mediation, which took place in Basel, Switzerland, in June 2016. It was jointly organized by the Centre for Mediation in Africa (CMA) at the University of Pretoria, the Global South Unit for Mediation (GSUM) at the Catholic University of Rio de Janeiro, and swisspeace, which is an associated institute of the University of Basel.

When Parents Divorce, the Children Get the House – Exes still share the family home, but therapists warn of the downsides

Mortgage rates advance – Multiple benchmark mortgage rates advanced today. The average rates on 30-year fixed and 15-year fixed mortgages both rose. The average rate on 5/1 ARMs, meanwhile, also climbed.

October 20, 2016

Divorce Is Destroying Retirement – Baby boomers suffer disproportionately from its financial fallout—especially women.

Are Post-Bankruptcy Oil And Gas Stocks Huge Buys? – Yesterday we talked about the bullish breakout in natural gas, and the emerging fundamental and technical support for higher oil prices.

Mortgage rates, home sales hit 4-month high – Mortgage rates and home sales each rose to four-month highs, according to data released Thursday.

October 10, 2016

Tips to help get through a divorce – Going through a divorce can be difficult, especially if there are kids involved. Experts say to seek out professional help, not base your decision on what people may think, and to do what’s going to make you a better version of yourself.

What to Know About Credit Counseling for Bankruptcy – You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money.

Meet the real face of the student debt crisis – Their struggles are little-discussed in the political and cultural debate about how to address the combination of increased student debt and sluggish wage growth that has left millions struggling to pay off their loans and build wealth.