Current Mortgage Rates Roundup for December 28, 2015: What to Expect from the Week Ahead? – Mortgage rates drifted slightly lower late last week, while U.S. treasury bonds strengthened, as buyers stepped in and flocked into ultra-safe haven assets.

3 Consequences of Declaring Bankruptcy That You May Not Be Aware Of – Before you consider bankruptcy, here are three things you need to know about it.

Utilize Credit Without Accumulating Holiday Debt – First of all, you should never feel obligated to go into debt in order to purchase material goods for others, no matter what time of year it is. Your financial situation may not allow for you to buy gifts for everyone in your family, all of your friends, each coworker in the office, and more.

10 New Year’s Resolutions to Make After Divorce – So you did it, you finally got divorced (or separated). 2015 may have been your worst year ever, especially if you just signed the divorce papers. And now a new year is upon you, and perhaps this is the first New Year where you feel hopeful.

Can foreclosure of inherited property over unpaid taxes affect credit score? – There is quite a big difference between a lender-initiated foreclosure on a loan you took out and a real estate tax foreclosure.

Week Ahead in Bankruptcy: Dec. 21, 2015 – Here are some of the major events scheduled in U.S. Bankruptcy Courts this week. All times are local.

The Surprising Way to Build a New Life After Divorce – Your divorce is over. You have separated your finances and divided the furniture. You are officially done with lawyers and judges and the whole divorce system. You know that it is time to let go of the past and start a new life (and just in case you forget, your friends and family seem only too happy to remind you of that fact). But after having been married for years, how are you supposed to build a new life after divorce?

Freddie Mac: Mortgage rates will stay near historic lows next year – Mortgage rates were little changed this week, and Freddie Mac doesn’t see rates rising much next year despite the Federal Reserve’s decision to raise its benchmark rate.

Deciding on bankruptcy to solve your debt – If you have a regular source of income, you need to determine how much monthly excess income you have to dedicate to credit card payments

New Year, New Life: Why Divorce Rates Rise in January – The end of the year is always a mixed blessing. We are family law attorneys meaning we represent people going through divorce and related matters. At the end of each year, our business slows down (which is good), but then it always increases in January as divorce filings are regularly at their height after the start of the year. What’s interesting is the interest in the rise of divorce each January.

The Mutual Fund Equivalent of Bankruptcy – The recent decision by the managers of a fund invested mainly in high-yield, or junk, bonds to put their fund into the mutual fund equivalent of bankruptcy reminds us that mutual funds are like banks in an important way.

6 Ways to Better Manage Your Student Debt in 2016 – It’s New Year’s Resolution time, and if you’re reading this, it’s fair to say that managing your student debt is at the top of your list.

Social Media and Divorce: Why You Should Put the Keyboard Down and Log Out – In today’s social media savvy world, people are often quick to send out a tweet, update their Facebook status, or post an item without thinking first.

Mortgage Rates Drop for Third Consecutive Week – For the third straight week, interest rates on home loans dipped, according to a Freddie Mac survey of lenders cited by NerdWallet.

Puerto Rico’s Bankruptcy Case: If Something Can’t Go On Forever Then It Won’t – One of the great pieces of economic wisdom is the observation from Herb Stein, that if something cannot go on forever then it won’t. Something will happen, anything possibly, to bring that impossible run of events to an end. And so it is with the position that Puerto Rico finds itself in.

10 Life Lessons Divorce Taught Me – Life changes rapidly through a divorce. Many, many people will come in and out of your life. Some will be wonderful and others not so wonderful. Whatever the situation, I tried to find the lesson or gift it contained. This was not always easy, but it helped me move on and through the process.

How to Control Your Debt and Improve Your Credit – Carrying large amounts of high-interest debt cuts into your ability to save to meet other needs. On the flip side, keeping debt in check and ensuring that your credit score stays solid makes many things easier, including getting a job, a loan or even insurance.

Which Mortgage is for You? Conventional, FHA, VA – Know these 3 loan types before you go mortgage shopping.

How To Ask Your Spouse For A Divorce, According To Experts – There’s a right way — and wrong way — to broach the subject.

8 Reasons to Be Thankful for Your Divorce – Who would ever be thankful that their life was turned upside down, their dreams dashed to pieces, and their family changed forever? Why would anyone be thankful for the pain, the misery, the disruption, or the financial devastation of divorce?

U.S. Foreclosures At Record Low Since 2005 – Mortgage Banker’s Association’s National Delinquency Survey showed a seasonally adjusted rate decrease of 4.99 percent in overall outstanding loans for one-to-four-unit residential properties at the end of 2015′s third quarter; the lowest since the first quarter of 2007.  The delinquency rate plummeted 31 basis points from the previous quarter, and 86 basis points from a year ago, World Property Journal reports.