How to avoid a nasty and costly divorce war – Collaborative divorces, however, are done face to face. Spouses speak for themselves and voice their own interests, along with reaching their own emotional, financial and legal solutions. The divorcing couple can also set their own pace—rather than depending on a judge’s courtroom rhythm.

Foreclosure Starts Climb by 5.5%: Black Knight – Foreclosure starts in January rose to their highest level in 13 months, even as the national mortgage delinquency continued to fall, according to data from Black Knight Financial Services.

Mortgage rates continue their ascent – Mortgage rates continued their ascent this week, pushed upward by a couple of optimistic housing reports.

Lessons From Marriage and Divorce – Several different couples I’m friends with are uncoupling right now. They’re at the very beginning of the separation process. It’s got me thinking. Because when I look in their eyes, when I hear their voices, I recognize the fear and sadness that permeates their souls and colors their minutes and future plans and past memories.

Mortgage Loan Rates Rise for 2nd Straight Week – The Mortgage Bankers Association (MBA) released its report on mortgage applications Wednesday morning. It noted a week-over-week decrease of 13.2% in the group’s seasonally adjusted composite index for the week ending February 13, following a drop of 9% for the week ending February 6. Mortgage loan rates increased on all five types of loans for the second consecutive week.

U.S. college student borrowers, debt rise last year: N.Y. Fed – More U.S. students continued to borrow larger sums for their college education last year, according to data from the Federal Reserve Bank of New York, while total student loan balances tripled over the last decade.

How to Make a Better Divorce – Divorce is never an easy thing for anyone involved. It may be a challenging, emotional, and psychological journey for families to undergo, but in the final analysis, this is the time to show your children how to be happy. From a miserable marriage can come a good divorce — it takes a lot of work and focused effort, but the benefits to you and your children are well worth it.

US foreclosures hit a 15-month high in January – The number of U.S. properties in foreclosure upon rose 5 percent in January, driven by a jump in bank repossessions, real estate data firm RealtyTrac said on Thursday.

Average 30-year mortgage rate jumps to 3.69% – Average long-term U.S. mortgage rates rose this week yet remained near historically low levels.

Healthcare: The race to cure rising drug costs – Critics are asking if the big pharma industry’s premium pricing model can endure

Copyright Policy And The Right To Science And Culture – Psychiatric treatment is often a difficult process for both doctor and patient. Because of this, strict guidelines have been set out to help doctors make the right diagnoses and prescribe the proper treatments, while providing the best standard of care for patients, and protecting the patient and other individuals from harm.

Global Debt Has Risen by $57 Trillion Since the Financial Crisis, Which Is Scary – First, in the abstract it doesn’t matter. For every debtor there is a creditor, and in theory an economy should be able to hum along just fine whether a country’s citizens have a great deal of debt or none. A company’s ability to produce things depends on the workers and machines it employs, not the composition of its balance sheet, and the same can be said of nations.

Mortgage rates slump on weaker than expected economic reports – Weaker than expected economic reports caused a slump in mortgage rates this week, according to the latest data released Thursday by Freddie Mac.

US housing market booms as foreclosures drop 69% from 2009 peak – Healthier US economy helps winnow foreclosures as mortgage applications jump 40% in a single week. Is the housing market ready to grow again?

Divorce and Your Money Life – Life as a couple is full of “we,” “our” and “us.” What do we want in our lives? What will we do in retirement? What do we need to plan for? Life planning was about your dreams and your partner’s dreams melded into a harmonious combination of “our”.

A third of mortgage holders don’t know their rate – Ask any American how much money they make for a living, and they’ll tell you down to the weekly penny. Ask what interest rate governs their single-largest monthly expense, and more than a third don’t know.

Getting Married? Got Assets? Read This First – Short of avoiding marriage altogether, you cannot guarantee the preservation of separate property. By following the above steps, however, you will make it more likely that your separate property will be protected in the event of your divorce.

Is Collaborative Divorce just mediation in disguise? – This slightly provocative question legitimately arises from the many similarities between the process, approaches, and techniques used in both collaborative divorce and mediation cases.  Indeed, both focus on information gathering, goal identification, and option development before solution.  Both use interest based approaches, and focus on client self-determination as a guiding principle.  Both provide confidentiality and the flexibility to include other professionals within the process.  And both rely heavily on active listening, reframing, and emotional acknowledgements.  This might lead some to say that Collaborative Divorce is just like mediation, only directed by the collaborative counsel instead of the mediator(s).

10 Reasons People Divorce After Less Than A Year Of Marriage – It’s hard to count the number of celebrity couples who rushed into marriage then promptly filed for divorce just months later.

Can getting sick push you into foreclosure? – Piles of research link foreclosure to depression, increased emergency room visits and even suicide among people who have lost their homes or are close to it. But just as foreclosures can contribute to health problems, new research shows that health problems can contribute to foreclosure, as well.