July 28, 2014

Educated Women No Longer at Increased Risk of Divorce – Women who are more educated than their husbands used to have a higher chance of divorce, but a new study found that this trend stopped in the 1990s.

Divorce isn’t just about the money grab – Divorce is often portrayed as an all-out money grab, a blood-and-guts battle in which the spouse who captures the largest piece of the pie wins the game. But is that the best possible endgame? Is the money winner always the winner in life going forward? For retirees and pre-retirees, there may be other factors more important than money.

The Foreclosure Fade, and What it Means for the Housing Market – The U.S. housing market appears to be finding its footing after a sharp rise in mortgage rates last summer, on top of some big price gains, deflated sales.

July 23, 2014

Perspective And Preparedness For Divorcing Women – Fortunately, divorce no longer carries as heavy a stigma –and that’s mostly because it’s so much more common than it used to be. With so many people having been divorced, who’s left to do the stigmatizing?

United States: Recent Employee Benefit Developments – July 2014 – Plan sponsors need to review retirement plan documents and operations to determine whether changes are needed in response to last year’s Supreme Court decision in U.S. v. Windsor and subsequent IRS guidance. Under most circumstances, any needed plan amendments should be adopted no later than December 31, 2014.

What is eminent domain? – Eminent domain, the government’s power to take private property for public use, is rooted in the Fifth Amendment, which mandates that the government pay just compensation in exchange for the land. Typically, municipalities have invoked that power for public projects like schools and roads.

June 30, 2014

Mediation: A Different Kind of Conversation – Before beginning a mediation, the mediator (or one of the two mediators, since mediations often include co-mediators) will describe mediation to the parties. Instructors sometimes called this an opening “conversation” rather than an opening “statement,” because parties can and sometimes do begin talking substance before the mediator has concluded, and that can be perfectly acceptable. The objective of the opening statement is to let the parties know a number of things about the mediation process and some of its underlying values.

5 Tips to Liberate Yourself From Credit Card Debt – For most of us, the Fourth of July is a time to relax with friends and family, enjoy a hot dog on the grill and take in a fireworks show after dark. What better way is there to celebrate 238 years of freedom from British rule?

The Secret To Drama Free Mortgage Financing – Getting your mortgage approved and closed is a document chase, be pre-emptive, if you think maybe we might need that piece of paper, we do, send it to us.  Let the QM (Qualified Mortgage) keepers decide what is necessary and what is not.  You are only in the mortgage approval process barrel for 30 maybe 45 days, play nice be helpful, send us everything we ask you to send us, we will both be happy.

June 23, 2014

Could the Way We Think About Divorce Be All Wrong? – It’s easy to understand why no one likes to talk about divorce. It’s an emotionally charged word that begets resentment, grief, and memories of heartbreak. It’s such an affected word that nearly anyone – single, married, or divorced – could understand why a divorcée would say, “I never want to get married again!”

5 tips for buying a foreclosed home – For those looking to score a deal on a home, foreclosed properties can offer a great opportunity. Lenders are looking to unload the property and will often offer up a deep discount to do so quickly. But the process of buying a foreclosed home can differ a little from traditional home sales. Here are some things to consider before you make an offer on one of these properties.

Today’s Mortgage Interest Rates at Bank of America, Wells Fargo and SunTrust Bank – June 23, 2014 – Home sales experienced a slowdown due to the rise in mortgage rates last year from historic lows, as well as several other factors like tough lending conditions and limited supply.

June 12, 2014

Inherited IRAs in play for bankruptcy creditors: U.S. high court – The U.S. Supreme Court on Thursday said inherited individual retirement accounts are not protected from creditors in bankruptcy, in a ruling that impacts one of the most popular ways to save for retirement.

Average US 30-Year Mortgage Rate up to 4.20 Pct – Average U.S. rates on fixed mortgages rose this week for a second straight week but remained near historic lows.

National Foreclosure Rates Drop but 21 States Buck Trend – Foreclosure activity dipped significantly in May RealtyTrac reported on Tuesday with a decrease of 5 percent in foreclosure filings compared to those in April.  RealtyTrac’s U.S. Foreclosure Market Report also noted a 26 percent decrease in filings compared to May 2013.

June 9, 2014

ICC Launches 2014 Mediation Rules in North America – Administered by the ICC International Centre for ADR, the new rules were drafted by the Commission on Arbitration and ADR, a task force of dispute resolution specialists and company representatives from 29 countries. The new mediation rules replace the former ICC ADR rules, a name-change that Andrea Carlevaris, Secretary General of the ICC International Court of Arbitration®

Three Of The Biggest Mistakes The Wealthy Make When Divorcing – The wealthy, like many others, marry with the best of intentions of spending their lives together, only to decide that lives apart are a better alternative. While prenuptial agreements and the structured separation of assets can prove very effective and accommodating, it’s common for the wealthy not to have taken such steps. This is more the case when the wealth was created during the marriage.

Average 30-year mortgage rate up to 4.14% – Average U.S. rates on fixed mortgages rose slightly this week, reversing a five-week downward trend.

May 26, 2014

MAP: Divorce Rates Around The World – The world’s highest divorce rates aren’t found in the U.S. — marriage is actually a much riskier endeavor in Europe.

Average 30-year mortgage rate falls to 4.14% – Average U.S. rates on fixed mortgages fell this week for a fourth straight week. The low rates could give a boost to the spring home-buying season, which has started slowly.

The House Shows Boom: How the Real Estate Market Is Reflected on TV – Nate Berkus says that we watch housing shows because we want to live better — and it looks like he’s onto something