Will Divorce Release You From Home Lien? – Any mortgage or lien against the property stays with the property regardless of whose name is on the title. So, the house will continue to be considered collateral for the debt even if he removes his name from the title. Because laws vary by state, your mother-in-law would be wise to consult with a qualified attorney to determine her best options moving forward.

What CFPB Mortgage Rules Mean For You – Rules to police lenders may slow process of getting a loan

5 ways the jumbo mortgage market will change in 2014 – Wealthy home buyers signed up for these loans in droves last year because of their low rates and flexible repayment options. The total dollar amount of originated private jumbo mortgages—which exceed $417,000 in most parts of the country and $625,500 in pricey housing markets such as New York and San Francisco—was on track to be the highest since 2007.

5 Ways That Divorce Mediation Can Help Resolve the ‘Get’ Crisis – Here are five ways that divorce mediation can help resolve the get crisis    http://huff.to/19XmXtv

Is January National Divorce Month? – January is upon us and the phones are starting to ring. It happens every year in our divorce law practice. It’s the same old story: clients dissatisfied with the marital relationships, but not wanting to file for divorce until after the holidays.    http://huff.to/1gBfUbL

5 Ways Getting a Mortgage Will Be Harder in 2014 – It’s going to be tougher to get a mortgage after January 10. That’s the deadline for lenders to fully enact provisions first outlined in the Dodd-Frank Wall Street Reform and Consumer Protection Act back in 2010, in the wake of the sub-prime mortgage crisis.    http://nym.ag/19Xglv8

To Mediate Or Not To Mediate? – Quite simply: because it often resolves disputes that would otherwise end up in court or before arbitrators. If mediation is successful, considerable time and costs involved with litigation and arbitration are avoided. And there are other benefits to mediation. Relations are preserved and sometimes even strengthened. Also, even though the parties are assisted by a mediator, they keep control over the process and outcome. Mediation tends to create a buy-in to faithfully execute a settlement agreement reached during the mediation.

Should You Divorce Your Family After the Holidays? – Splitting from a bad spouse is accepted but a stigma remains about cutting out a damaging sibling or parent. How do you decide to let one go?

Mortgage rates rise slightly – The average interest rate on a 30-year, fixed-rate mortgage crossed over the 4.5 percent mark earlier this week, increasing to 4.53 percent, Freddie Mac reported Thursday.

Financial Tips That Ease the Sting of Divorce – According to the United States Census Bureau, overall national divorce rates have decreased in recent decades. But about 10 percent of couples don’t make it to their fifth anniversary and about 25 percent call it quits before their tenth anniversary.

Average 30-year mortgage rises to 4.48 percent – Average U.S. rates for fixed mortgages crept higher this week but remained low by historical standards.

Detroit faces new speedbump in bankruptcy process – A key component in Detroit’s plan to exit bankruptcy will either be renegotiated over the next week or possibly face litigation, an attorney for the city told a federal judge on Friday.

Survey Reveals What Divorced Couples Regret Most – Seddons, a London law practice, surveyed 867 people who had gone through a divorce or separation and roughly one-third — the largest percentage of respondents — said that their biggest regret about ending their marriage was the effect it had on their children. Seddons carried out the survey in conjunction with the Marriage Foundation, a think tank that aims to reduce divorce rates, established by British High Court judge Sir Paul Coleridge.

14 US Cities With Big Foreclosure Problems – One in every 1,155 U.S. homes received a foreclosure filing in November, according to the latest foreclosure data from RealtyTrac.

Mortgage Applications Fall in Latest Week – The Mortgage Bankers Association said its seasonally adjusted index of mortgage application activity, which includes both refinancing and home purchase demand, fell 5.5 percent to 374.6 in the week ended December 13.

Widening the Table: Hybrid Support Groups in Conflict Mediation – Traditional diplomatic mediation occurs between two states with a third-party “big man” mediator, normally a state or an international organization. The process is usually based upon the assumption that those involved in the conflict operate according to defined hierarchies of power, and thus that the way to manage the conflict is to identify and work with the relevant power-holding authorities within those hierarchies.

Divorce Advice: Have You Sent Out Your Holiday Cards Yet? – Here’s what sending cards might do for you. For me, sending holiday cards as a divorced person makes me feel strong, independent and self-assured. It makes me feel like my kids and I are a “normal” family, a family that just like any other family wants to wish everyone goodness, and bring joy and good cheer to our loved ones. It’s empowering, and it’s sending a message that the spirit of the holiday season doesn’t go away because you got divorced.

Will new rules make it harder to get a mortgage? – A slew of new mortgage regulations will take effect between Jan. 10 and Jan. 20 next year. The most noteworthy of these for borrowers is the ability-to-repay rule and the qualified mortgage, or QM, rule, which together establish new standards and practices for mortgages that lenders must follow.

Achieving Work-Life Balance After Divorce – You’ve completed the divorce process. A parenting schedule is in place, the two households are set up, finances are arranged. Both you and your former spouse are working outside the home; this may or may not have been the case before the split, but even if it was, you were able to rely upon one another as partners in running one household, and now, you’re on your own. How do you manage? How do you create time for work, for your children, and for yourself?

Average 30-year mortgage rate jumps to 4.46% – Average U.S. rates for fixed mortgages rose sharply this week, making home-buying slightly less affordable.

Atari’s bankruptcy plan approved by US court – A US Bankruptcy Court judge has approved Atari’s plan to pay back creditors and move out of bankruptcy, The Wall Street Journal reports. The firm filed for Chapter 11 back in January, and a proposal – with agreements from its creditors – will allow the firm to pay what it owes over the course of the next three years.