You can apply for probate even without a copy of will – Probate may be granted of will’s contents if they can be established by evidence.

Mortgage Delinquencies, Foreclosures Fell in March – The latest data from Lender Processing Services Inc. (NYSE: LPS) shows that the total U.S. mortgage loan delinquency rate has fallen from 6.8% in February to 6.59% in March, and that mortgages in foreclosure have declined from 4.19% to 3.37%. A total of 4.997 million mortgages — 9.96% — are now delinquent or in foreclosure proceedings, down from 5.589 million in March of 2012.

Why Doctors Are Sued – Using the National Practitioner Data Bank, which records actions taken by state licensing authorities against health care practitioners, researchers found that 28.6 percent of malpractice payments are for diagnostic mistakes.

Is the Way We Divorce in America About to Change? – For more than four decades, Americans have by and large ignored the devastating consequences of divorce on our nation’s families. So in 2011 we launched the Coalition for Divorce Reform (CDR), a non-partisan coalition of divorce reform leaders, marriage educators, domestic violence experts, scholars and concerned citizens. Our goal? To increase awareness of the negative impacts of divorce, encourage debate about solutions, and most important, to support passage of divorce reform legislation.

Will my Husband’s Business Card Debt Hurt my Credit After Divorce? – Nine states — Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin — are “community property” states, meaning that property or debts accumulated by either partner during a marriage belong to both partners and would be divided evenly if the marriage ends. (Alaska is an opt-in community property state.

8 Ways to Escape Workplace Stress – Stress. Just seeing the word gave you anxiety, didn’t it? Sure, everyone has their own variation of stress and it holds more weight in some areas of our lives more than others, but needless to say mostly everyone feels it on a regular basis. For entrepreneurs, it’s more like every couple of hours (or minutes) that we’re confronted with this six-letter word.

Study predicts rise in healthcare cost growth by 2019 – A stronger U.S. economy will contribute to a rise in the growth of healthcare costs over the next six years, ending the current record-breaking slowdown, according to a new study.

For Many US Households, Bank Account Is a Luxury – There are plenty of reasons people still live all-cash lives, but the sheer number who do it might surprise you. At a time when the majority of Americans use online banking, and some even deposit checks using their cellphone cameras, roughly eight percent of America’s 115 million households don’t have a checking or savings account, according to census data compiled by the FDIC.

The doctor will see you now: How the Internet and social media are changing healthcare -   Today, more and more members of the medical profession are embracing social media for sharing helpful medical information and providing patient care. A Pricewaterhouse Cooper conducted survey asked over a thousand patients and over a hundred healthcare executives what they thought of the way many healthcare companies are utilizing social media and the Web, and results show the most trusted resources online are those posted by doctors (60 percent), followed by nurses (56 percent), and hospitals (55 percent).

Finding yourself after a divorce – It could be that, and it would make sense. It also sounds as if you’re struggling with a shaky sense of self-worth — my evidence being the controlling spouse, the idea that to be “the best me I could be” requires someone else who pushes you to improve, and the need for “clarification” — as in, the need for assurance that you are who you think you are, and that that’s okay.

Ways Divorce Could Affect Your Finances – Divorce can hurt the pocketbook in ways that some people don’t expect.  Lost income, child support, spousal support all hurt. But there are other ways that divorce affects finances, says Samantha Fraelich, vice president of Bernard R. Wolfe & Associates, a Chevy Chase, Md.

Foreign Demand For U.S. Treasury Securities Rising – Foreign demand for U.S. Treasury securities rose to a record level in February, indicating that international investors remain confident in U.S. debt despite budget wrangling in Washington.

The Long Way Home For Adults Who Were Children Of Divorce – There are millions of adults who experienced the trauma of their parents’ divorce 20, 30 or 40 plus years ago. Some have found closure, but many more have not. Regrettably, it is a time in a child’s life that is never forgotten; it sticks with them. For anyone who’s experienced it, you know it isn’t only about divorce. It’s about the years of tension in the home leading up to the divorce and those commonly miserable years after the divorce.

How to Get Preapproved for a Mortgage – Prospective homebuyers may be chomping at the bit as the housing market shows signs of recovery, but the path to getting a mortgage can be strenuous. Many housing markets have shifted to favor home sellers recently, meaning homebuyers face stiff competition and need to  make themselves the most attractive candidate in order to get their dream home, and experts say step one should be getting preapproved for a mortgage.