Five Best Choices You Can Make When It Comes to Your Divorce – If you are contemplating a divorce or are in a period of separation, it can be a scary time in your life. There are many uncertainties: What about the kids? Who gets the house or car? How will I be able to live? How does all of this work? In the past, it has been the case that a divorcing couple would each seek a lawyer, and go out to battle. A long, expensive, painful battle. It does not have to be this way. Many divorcing couples these days use mediation as a dignified, reasonable and affordable way to divorce, without war and disaster. You will be keeping your costs down (mediation is only a fraction of the cost of litigation), you will be keeping your conflict down, and together with your mediator you will both be able to make good decisions about your finances and your kids.

Mediation Myths and Misunderstandings – That May Affect Your Decisions in Divorce    The decision to divorce is probably one of the most important — and most difficult — decisions one will make during the course of a marriage. The unknowns and avalanche of effects falling like dominoes are often too overwhelming for one person to handle: “How do I start the process? When is the best time for me to initiate the divorce? If and when I make the decision to divorce, should I litigate or mediate?” It can be mind-boggling.

You can apply for probate even without a copy of will – Probate may be granted of will’s contents if they can be established by evidence.

Mortgage Delinquencies, Foreclosures Fell in March – The latest data from Lender Processing Services Inc. (NYSE: LPS) shows that the total U.S. mortgage loan delinquency rate has fallen from 6.8% in February to 6.59% in March, and that mortgages in foreclosure have declined from 4.19% to 3.37%. A total of 4.997 million mortgages — 9.96% — are now delinquent or in foreclosure proceedings, down from 5.589 million in March of 2012.

Why Doctors Are Sued – Using the National Practitioner Data Bank, which records actions taken by state licensing authorities against health care practitioners, researchers found that 28.6 percent of malpractice payments are for diagnostic mistakes.

Is the Way We Divorce in America About to Change? – For more than four decades, Americans have by and large ignored the devastating consequences of divorce on our nation’s families. So in 2011 we launched the Coalition for Divorce Reform (CDR), a non-partisan coalition of divorce reform leaders, marriage educators, domestic violence experts, scholars and concerned citizens. Our goal? To increase awareness of the negative impacts of divorce, encourage debate about solutions, and most important, to support passage of divorce reform legislation.

Will my Husband’s Business Card Debt Hurt my Credit After Divorce? – Nine states — Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin — are “community property” states, meaning that property or debts accumulated by either partner during a marriage belong to both partners and would be divided evenly if the marriage ends. (Alaska is an opt-in community property state.

8 Ways to Escape Workplace Stress – Stress. Just seeing the word gave you anxiety, didn’t it? Sure, everyone has their own variation of stress and it holds more weight in some areas of our lives more than others, but needless to say mostly everyone feels it on a regular basis. For entrepreneurs, it’s more like every couple of hours (or minutes) that we’re confronted with this six-letter word.

Study predicts rise in healthcare cost growth by 2019 – A stronger U.S. economy will contribute to a rise in the growth of healthcare costs over the next six years, ending the current record-breaking slowdown, according to a new study.

For Many US Households, Bank Account Is a Luxury – There are plenty of reasons people still live all-cash lives, but the sheer number who do it might surprise you. At a time when the majority of Americans use online banking, and some even deposit checks using their cellphone cameras, roughly eight percent of America’s 115 million households don’t have a checking or savings account, according to census data compiled by the FDIC.